Information On Special Risks Insurance in Iraq for PMC and Contractors
Special Risks Insurance In Iraq for PMC and Contractors
What is special risks insurance?
Sometimes referred to as all risks insurance, special risk insurance is for people who require life or health cover but may find difficulty in obtaining it because they pursue a hazardous pastime or occupation or are working in politically unstable areas such as Iraq and Afghanisatan.
For example we can quote for combined accidental death insurance (death through natural causes - excluding suicide) combined with personal accident insurance policy offering insurance for death or loss of a limb resulting from an act of war or terrorism.
Each insurance policy is unique and has to be tailored to the individual circumstances.
In the rebuilding of Iraq a large number of contractors or various types of telecoms engineers and technicians, freelance journalists and PMC (private military contractors) are working in places like Baghdad and Basra.
This is unlike a normal working environment and many employers do not provide adequate insurance cover for there employees – or any insurance cover in some cases!